INSTALLMENT LOANS LENDER: KING OF KASH REVIEW
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Fill out this quick online loan request form and get your online loan funded within 15 minutes at King of Kash. Bank ABA/Routing Number Bank Account. King of Kash is a financial services company specializing in installment loans and based in Kansas City, Missouri. The company was founded in 1978 with stores throughout the midwest. Bank in Jefferson City, MO Foursquare uses cookies to provide you with an optimal experience, to personalize ads that you may see, and to help advertisers measure the results of their ad campaigns. By continuing to use our site, you accept the use of our cookies as described in our privacy policy and cookie policy.
Installment loans are a common option for Americans in need of some quick cash, with 10 million people using them each year. Funky monky games.
Last year, personal loans accounted for almost $20 million, a 12.5% increase from 2017. So, what exactly are installment loans and which companies can you trust?
Keep reading for a King of Kash review, an installment loan provider operating in Missouri, Delaware, Kansas, Mississippi, New Mexico, Utah, and Wisconsin.
What is an Installment Loan?
An installment loan is a type of lending service where the customer borrows a pre-determined amount of money at one time. The loan is then paid back over an agreed-upon amount of time over a set number of payments.
BONSAI FINANCE
Our take:Online marketplace to find you a personal loan offer that matches your needsCredit ScoreLoan Size/AmountLoan TermAPROrigination FeeAll can apply$100 – $15,0001 – 605.99% – 35.99%Varies by lender
These set payments are called installments. Most installment loan lenders provide their loans with both fixed installment dates and fixed payment amounts.
This means the amount of the installment will remain stable and won't fluctuate over time.
Installment loans differ from credit cards, lines of credit and other types of borrowing because the borrower has to determine the exact amount they require before applying. Plus, they must commit to an exact repayment schedule.
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Common types of installments loans are auto loans, mortgages, student loans, and personal loans.
King of Kash Review
King of Kash is a lending company that's been in business in Missouri for almost 40 years. They've recently expanded their services to include six other states – mentioned above.
The company offers affordable rates on installment loans that can be used for any purpose. They don't need to know what you're spending the no credit check loan money on.
BONSAI FINANCE
Our take:Online marketplace to find you a personal loan offer that matches your needsCredit ScoreLoan Size/AmountLoan TermAPROrigination FeeAll can apply$100 – $15,0001 – 605.99% – 35.99%Varies by lender
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As long as you pay it back within the specified timeframe, you can spend it on home renovations, debt consolidation – whatever you want.
The nature of installment loans makes borrowing and paying back money easier, with fixed, non-fluctuating monthly payments.
Kash Loan
To borrow from King of Kash, you must meet a few basic requirements. You must be at least 18 years old, be a US resident and have your own bank account. You must provide proof of regular employment, a mobile number, and valid photo ID.
Pros & Cons
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Games played with dice. King of Kash installment loans are generally a better option than using your credit card or taking out a same day payday loan for large purchases. They are easier to pay back and have lower interest rates.
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The payment schedule is pre-determined and predictable, making it easier for borrowers to budget for their payments. Many people also find it easier to pay back loans when there is a specific end-date determined.
Like any type of lending, there are potential risks involved. Firstly, you can't change or add to the amount you've borrowed on an installment loan. If you find you require more than you initially asked for, you'll have to take out another loan.
Some installment loans require application fees or origination fees, prepayment penalties or credit check fees. Like all types of lending, defaulting on payment can negatively impact your credit score.
The Takeaway
Overall, our King of Kash review is positive. They're a trusted, affordable and longstanding company in the ending industry.
As always with borrowing money, make sure you can afford the installment payments so you don't damage your credit. Check out our loan options for more information.
